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HVAC Financing Options

Price doesn’t have to be a deal-breaker

The perfect HVAC system is guaranteed to improve your home, but it may not be so kind to your wallet. Premium products tend to be more efficient, which makes them a more cost-effective option in the long run. Unfortunately they often come at a higher upfront cost. HVAC financing from Jacobs Heating & Air Conditioning can help. We offer a variety of flexible financing options and can walk you through the process of paying for your new system.


How Much Does a New System Cost?

We offer financing for system replacements as well as first-time installations. Either way, the price of getting a new furnace or air conditioner involves the cost of the unit itself and the cost of having a professional install it. The price you can expect to pay will depend on the system you choose and the complexity of the installation process.

Choosing the Right System for Your Home and Budget

We help customers choose systems that will run efficiently and without trouble. Whether you are looking for the latest energy-efficient technology or the most basic model, the size of your system affects what you’re likely to spend on it in the long run. A system that’s the wrong size will waste energy and cause wear and tear on its parts, often resulting in high energy bills and repair costs. Jacobs experts perform detailed load calculations to determine the right size system for your home based on factors like:

  • Square footage
  • Window directions
  • Sun exposure
  • Ceiling heights
  • Insulation
  • More

Understanding Installation Costs

We provide you with one flat quote for the installation of your new system, so you know what to expect in advance. Jacobs pricing is based on:

  • The type of equipment we are installing
  • Whether you are replacing an old system or getting a first-time install
  • Where the system will be installed (such as an attic, basement, or crawl space)
  • Ductwork and electrical considerations

The Cost of Replacing Your System

Here are some rough price ranges to help you estimate the overall cost of a replacement:

  • Gas Furnaces – $4,500 – $7,000
  • Electric Furnaces – $3,000 – $5,000
  • Central Air Conditioner – $4,500 – $8,500
  • Hybrid Heat (gas furnace and heat pump that provides both heating and cooling) – $13,000 – $20,000

* Use these estimates for the “amount requested” when submitting a loan qualification application.

How Does HVAC Financing Work?

Jacobs offers financing with payment plans and competitive rates as well as a variety of special offers to help you get a system you will love for years to come. We talk to you about all your options so you can be confident you are taking advantage of every opportunity to save. We can:

  • Walk you through the credit application process
  • Allow you to get pre-approved ahead of time to speed up the process
  • Help you choose the right payment plan for your schedule and budget
  • Tell you about any relevant special offers, rebates, and other deals

AC Financing Options

We can help you finance your new air conditioner or heat pump. You may even qualify for utility incentives if you choose a high-efficiency model. Ductless and geothermal heat pumps can be pricier, but they’re huge energy savers over time. AC financing options from Jacobs can help you get the right system for your home.

Heating Financing Options

Damp Northwest winters call for high-quality home heating. Whether you opt for a heat pump system or a more traditional gas or electric furnace, HVAC financing can make it easier to get a system you love. Jacobs can also help you finance your water heater so that a high price tag never gets in the way of hot showers.

Carrier HVAC Financing

Carrier products come with additional ways to save, including no-hassle financing plans with online bill pay. Carrier also has its own rebates program. Depending on the timing of your purchase you could get rebates from Carrier as well as state and local rebates. As a Carrier Factory Authorized Dealer, Jacobs can help you take advantage of all the extra savings opportunities you are eligible for.

Financing Options

Jacobs is happy to offer seamless financing solutions for our customers. We work with GoodLeap and 1st Security Bank to provide our customers with a financing option that fits their needs.

Invest in Your Home Comfort

A good-quality HVAC system can last a long time when it’s well cared for. With regular maintenance, you can expect a new system from Carrier to bring you 15-20 years of comfort. Even if you only decide to keep your system for 10 years before replacing it, that’s 120 monthly utility bills, so investing in a good system is worth it. You are also investing in your property. A high-efficiency system can add value to your home, especially if you live in an area where buyers are environmentally conscious, like Portland, Oregon.